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Updated: 25 September 2024
The first expense of living in the United States is housing or accommodation. The USA has many housing options, but they are generally decently priced. This country does not recognize boarding houses like Indonesia, but several types of housing are available for students with various cost ranges. You can choose from several options during your studies, ranging from campus dormitories and apartments to condominiums. If you want, you can also rent a house, but the price will be more expensive than the options mentioned earlier.
If you want a place to live that is private and quiet, then apartments can be your first choice. Besides, many apartments are located in the city centre. This strategic location makes accessing various facilities such as shops, restaurants and entertainment venues easy. To rent an apartment in the USA, you need around US$1,500-US$4,000 per month or if we convert it to around Rp23,793,000-Rp.63,445,000.
The budget for food expenses fluctuates and is uncertain; it depends on one's diet. To be able to eat at an American restaurant like McDonald's (McD) requires around $10-$20 or Rp158,200-Rp316,400 if converted to rupiah for one meal. If we calculate, to eat three times a day without cooking, you will need approximately $950-$1,850 per month or, if converted into IDR 15,069,000-IDR 29,345,000. Meanwhile, if you have time to cook, eating every month will be much more cost-effective. Here is a list of prices for basic foodstuffs in Uncle Sam's country.
ThoseThose of you who study far from campus will need transportation to get there on time. The United States has several modes of transportation popularly used by students to move from residences to campus or other places. Buses, trains, and taxis are examples of transportation in the United States. The bus fare is usually around $2.25-$3 (Rp35,600-Rp47,500) per trip. While train fares, such as from New York City to Washington, D.C., are around $15-$20 (Rp225,000-Rp300,000) per trip. Finally, a taxi in the United States costs $1.75-$2.50 (Rp26,300-Rp37,500) when boarding, then $3.5-$5 (Rp52,500-Rp75,000) for every mile travelled. If you want to save on transportation costs, you can buy a bicycle, and in the United States, there are special bicycle lanes you can use when on the road. The price of a bike in the United States is around $100-$180 or, if converted to rupiah, to be around Rp.1,502,000-Rp2,704,000.
Energy is one of the primary needs that everyone will need when living anywhere, especially when abroad. It would help to consider this cost because you will spend monthly on this need. There are 3 energies that you have to calculate the expenses, namely electricity and water. How much does energy cost in the United States? Here is the estimate.
Health insurance is one of the mandatory requirements for studying in the USA. Health insurance in the United States can be pretty expensive for a year, so you have to consider it, too. According to Forbes, the cost of insurance in the USA in a year is around $4,560-$4,848 (Rp68,509,000-Rp72,836,000). If we make the health insurance payment per month, it will be $308-$404 (Rp4,627,000-Rp6,070,000).
Other than the expenses above, there are also some things that you should note in your budget. Some of them include entertainment and internet costs. In addition, it is also a good idea to prepare an emergency fund while studying in the United States later. It never hurts to look for unexpected events, whether good or bad. | Provider Name | Number of Data Packets | Price |
| Xfinity |
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| Verizon |
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| AT&T |
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| T-Mobile |
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After knowing the details of the cost of living needs in the USA, the next step is to calculate the average. Now, we simulate by using some rules to make the calculation more accurate. First, you eat in 1 day with 3x meals at the restaurant with the cheapest menu for a month. Then you live in an apartment searched through student.com, and then every day, you ride a bicycle to campus. Next, you can use insurance at the minimum price, go to the movies 1x a month, and buy an unlimited data package from Verizon. Here's the average monthly cost of living in USA. | Cost Name | Money Required |
|---|---|
| $1.500 (Rp.23.793.000) |
| $1200 (Rp19.035.000) |
| $130 (Rp.2.062.000) |
| $55 (Rp.872.500) |
| $40 (Rp634.500) |
| $320 (Rp.5.075.000) |
| $10 (Rp158.500) |
| $65 (Rp1.031.000) |
| Average cost of living in United States per month | $3.320 (Rp.52.662.000) |
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